Arman Financial Services: thoughts on quarterly results and future direction

This post is not BUY/SELL/HOLD advice but a statement of my personal views and opinion on the latest results. I own stocks of Arman Financial Services and my views are biased.

Arman Financial Services is a Gujarat based NBFC with a presence in two-wheeler financing, microfinance & SME lending. By the name Arman Financial Services Limited “AFSL” (NSE: ARMANFIN) caters to two-wheeler finance and SME lending. By the name Namra Financial – a subsidiary of AFSL – the group caters to Micro-finance lending across Gujarat, Maharashtra, M.P, U.P and Uttarakhand.

What is my interest in the company?

  • I own 0.06% of its non-class A, public shares. No really. It is my moonshot
  • As some one who tracks the microlending sector closely, I have written about the Microfinance Sector and have been a believer that it will emerge stronger after demonetization

Investment Thesis

Continue reading “Arman Financial Services: thoughts on quarterly results and future direction”

Making a quick buck in the market ..??

Bala writes about how greed and FOMO can lead one astray in the stock markets. Also a lot of other insights on the impact of sector rotation, industry cycles and structural fundamental changes that fool investors. Like always, people who catch the trend early make money at the expense of others who get stuck in price and time corrections. The more things change, the more they remain the same.

Source: Making a quick buck in the market ..??

Rainbow of Links : Stuff I am reading

Asia’s Best Performing Stock Surged 8,811% in Three Years (Bloomberg Markets)

Demonetisation: A pause for sustainable growth of microfinance industry? (Moneylife)

Apple: The Greatest Cash Machine in History? (Aswath Damodaran)

Navi Mumbai Airport Plan Flies into Trouble (FT)

The Industry Cluster of Baddi Himachal (Outlook Money)

Bank of America opens branches without employees (Fortune)

Old Piece from the creator of the CAPE ratio: Markets have become more prone to bubbles

Old Piece: The Great Divide over Market Efficiency